Download or read book The Complete Idiot's Guide to Long-Term Care Planning written by Marilee Driscoll and published by Penguin. This book was released on 2002-09-01 with total page 475 pages. Available in PDF, EPUB and Kindle. Book excerpt: The basic motivators will drive people to want to learn more about this topic—fear, money, and insecurity. Consumers fear losing their life savings to LTC costs. Yet, they hesitate to buy insurance with an annual premium of $1,800 without knowing what it covers. In October of 2002 (one month after this book's release), the federal government will be rolling out a payroll deduction plan whereby all government employees and retirees (approximately 18 million people) will have the same opportunity to save for their long-term care needs as they currently have for their 401(k).