Download or read book Essays on Household Behavior in the Housing Market written by Yuanjie Zhang and published by . This book was released on 2011 with total page 58 pages. Available in PDF, EPUB and Kindle. Book excerpt: Abstract: My research focuses on three aspects of household behavior in the housing market: second generation immigrant decisions of whether to own or rent, and the effect of risky borrowers' adverse selection into down payment assistance and the assistance characteristics on loan defaults.