Download or read book A Consumer's Guide to Insurance Companies' Use of Credit Information from Your North Carolina Department of Insurance written by and published by . This book was released on 2005 with total page 9 pages. Available in PDF, EPUB and Kindle. Book excerpt: Auto and Homeowners insurance companies may consider your personal credit information when deciding whether to issue or renew an insurance policy, and how much premium to charge for the policy. If you are shopping for Auto or Homeowners insurance, or if your current policy is renewing soon, your insurance company may be looking at your credit history. We hope that the following information will help you understand how your credit information may be used, and how it can affect your insurance coverage and premiums.