Over the past two decades, the United States has successfully deregulated prices and restrictions on most previously-regulated industries, including airlines, t

In light of recent sweeping financial modernization legislation in airline, trucking, railroad, telecommunications, and banking sectors of the insurance industr

This paper explores insurance as a source of financial system vulnerability. It provides a brief overview of the insurance industry and reviews the risks it fac

This study outlines the compelling case for widespread deregulation of property-liability insurance rates and forms.

"Enhances research and informs the debate on restructuring the framework for U.S. insurance regulation. Evaluates proposed legislation to create an Optional Fed